Home Insurance Costs with Deductible Scenarios in Alabaster, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Alabaster, AL	$167800	$859	$1,182
Jemison, AL	$99700	$595	$819
Wilton, AL	$93100	$679	$934
Brook Highland, AL	$343500	$723	$994
Hoover, AL	$271600	$1071	$1,473
Woodstock, AL	$115100	$773	$1,064
Shelby County, AL	$199500	$935	$1,287
Alabaster, AL	$167800	$859	$1,182
Wilsonville, AL	$146000	$887	$1,220
Westover, AL	$180100	$989	$1,360

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Impact of Coverage Amount on Home Insurance Cost In Alabaster, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$737
$200,000	$2,261
$300,000	$2,956
$400,000	$3,480
$500,000	$4,454
$750,000 to $1000,000	$5,150
Above $1000,000	$6,090

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Alabaster, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Alabaster, AL Average Home Insurance Cost	$1,196.1
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-27.9

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Top Homeowners Insurance Companies in Alabaster, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

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Alabaster, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-167	1029
One Claim	+84	1280
Two Claims	+144	1340

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