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Home Insurance Costs with Deductible Scenarios in Athens, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Athens, AL $135800 $792 $1,090
Trinity, AL $157700 $924 $1,272
Limestone County, AL $146300 $825 $1,136
Minor Hill, TN $83400 $574 $790
Rogersville, AL $126900 $582 $801
Salem, AL $130500 $833 $1,146
Harvest, AL $150400 $901 $1,240
Ardmore, AL $109600 $751 $1,033
Mooresville, AL $210500 $757 $1,042
Elkmont, AL $130100 $831 $1,143

Impact of Coverage Amount on Home Insurance Cost In Athens, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $806
$200,000 $2,276
$300,000 $3,176
$400,000 $4,050
$500,000 $5,184
$750,000 to $1000,000 $5,994
Above $1000,000 $7,088


Athens, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Athens, AL Average Home Insurance Cost$1,102.98
State Average Home Insurance Cost$1,168
Difference Vs national Average-121.02

Top Homeowners Insurance Companies in Athens, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Cincinnati Insurance $1,318
Farmers $604

Athens, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -143 960
One Claim +77 1180
Two Claims +143 1246