Home Insurance Costs with Deductible Scenarios in Blount County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Blount County, AL	$122200	$745	$1,025
Good Hope, AL	$92400	$676	$930
Springville, AL	$150600	$641	$882
Kimberly-Morris, AL	$159000	$660	$908
Nectar, AL	$124300	$809	$1,113
Hanceville, AL	$91100	$562	$773
Gallant, AL	$123100	$805	$1,108
Susan Moore, AL	$108600	$747	$1,028
Highland Lake, AL	$211500	$1067	$1,468
Trafford, AL	$83900	$635	$874

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Impact of Coverage Amount on Home Insurance Cost In Blount County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$882
$200,000	$2,539
$300,000	$3,510
$400,000	$4,179
$500,000	$5,349
$750,000 to $1000,000	$6,185
Above $1000,000	$7,313

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Blount County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Blount County, AL Average Home Insurance Cost	$1,037.88
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-186.12

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Top Homeowners Insurance Companies in Blount County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207

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Blount County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-125	913
One Claim	+73	1111
Two Claims	+145	1183

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