Home Insurance Costs with Deductible Scenarios in Chelsea, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Chelsea, AL	$286400	$1095	$1,507
Harpersville, AL	$129300	$828	$1,139
Columbiana, AL	$162800	$668	$919
Argo, AL	$171200	$964	$1,327
Westover, AL	$180100	$989	$1,360
Chelsea, AL	$286400	$1095	$1,507
Grayson Valley, AL	$121400	$568	$781
Pell City, AL	$149600	$639	$879
Vestavia Hills, AL	$360800	$920	$1,266
Highland Lakes, AL	$436900	$1569	$2,159

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Impact of Coverage Amount on Home Insurance Cost In Chelsea, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$582
$200,000	$1,622
$300,000	$2,204
$400,000	$2,568
$500,000	$3,287
$750,000 to $1000,000	$3,801
Above $1000,000	$4,494

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Chelsea, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Chelsea, AL Average Home Insurance Cost	$1,525.5
State Average Home Insurance Cost	$1,168
Difference Vs national Average	301.5

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Top Homeowners Insurance Companies in Chelsea, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207

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Chelsea, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-198	1327
One Claim	+122	1648
Two Claims	+198	1724

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