Home Insurance Costs with Deductible Scenarios in Colbert County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Colbert County, AL	$108500	$717	$986
Sheffield, AL	$87700	$549	$755
Oakland, AL	$136400	$854	$1,175
Muscle Shoals, AL	$139600	$615	$846
Tri-Cities, AL	$120300	$667	$918
Cherokee, AL	$88000	$655	$901
Lauderdale County, AL	$126800	$761	$1,047
Florence, AL	$126200	$759	$1,045
Leighton, AL	$112400	$641	$881
Tuscumbia, AL	$107300	$622	$856

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Impact of Coverage Amount on Home Insurance Cost In Colbert County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,007
$200,000	$2,907
$300,000	$3,851
$400,000	$4,667
$500,000	$5,974
$750,000 to $1000,000	$6,907
Above $1000,000	$8,167

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Colbert County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Colbert County, AL Average Home Insurance Cost	$998.4
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-225.6

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Top Homeowners Insurance Companies in Colbert County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Allstate	$1,207
Farmers	$604

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Colbert County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-130	869
One Claim	+80	1078
Two Claims	+120	1118

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