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Home Insurance Costs with Deductible Scenarios in Cullman County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cullman County, AL $121900 $745 $1,025
Baileyton-Joppa, AL $101900 $718 $988
Holly Pond, AL $115500 $651 $895
Simcoe, AL $105400 $616 $847
Falkville, AL $98000 $589 $810
Welti, AL $111000 $757 $1,041
Hayden, AL $137800 $611 $840
Jones Chapel, AL $107100 $740 $1,019
Hanceville, AL $91100 $562 $773
Eva, AL $102200 $604 $832

Impact of Coverage Amount on Home Insurance Cost In Cullman County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $809
$200,000 $2,656
$300,000 $3,502
$400,000 $4,261
$500,000 $5,454
$750,000 to $1000,000 $6,306
Above $1000,000 $7,457


Cullman County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cullman County, AL Average Home Insurance Cost$1,036.95
State Average Home Insurance Cost$1,168
Difference Vs national Average-187.05

Top Homeowners Insurance Companies in Cullman County, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Cincinnati Insurance $1,318
Allstate $1,207

Cullman County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -135 902
One Claim +83 1120
Two Claims +135 1172