Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Decatur, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Decatur, AL $124700 $754 $1,037
Trinity, AL $157700 $924 $1,272
Moulton, AL $116100 $653 $899
Falkville, AL $98000 $589 $810
Danville, AL $128200 $586 $806
Athens, AL $135800 $792 $1,090
Hillsboro, AL $104500 $729 $1,004
Priceville, AL $180100 $989 $1,360
Courtland, AL $83900 $635 $874
Limestone County, AL $146300 $825 $1,136

Impact of Coverage Amount on Home Insurance Cost In Decatur, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $960
$200,000 $2,436
$300,000 $3,402
$400,000 $4,159
$500,000 $5,324
$750,000 to $1000,000 $6,155
Above $1000,000 $7,278


Decatur, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Decatur, AL Average Home Insurance Cost$1,049.97
State Average Home Insurance Cost$1,168
Difference Vs national Average-174.03

Top Homeowners Insurance Companies in Decatur, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Allstate $1,207
Farmers $604

Decatur, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -136 913
One Claim +94 1144
Two Claims +126 1176