Home Insurance Costs with Deductible Scenarios in Dekalb County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
DeKalb County, AL	$102900	$693	$954
Lakeview, AL	$106300	$737	$1,015
Valley Head-Mentone, AL	$144300	$881	$1,212
Rainsville-Sylvania, AL	$111400	$637	$876
Fort Payne, AL	$116300	$654	$900
DeKalb County, AL	$102900	$693	$954
Powell, AL	$82900	$630	$867
Sand Rock, AL	$155300	$917	$1,262
Hammondville, AL	$128900	$826	$1,137
Pine Ridge, AL	$82000	$626	$862

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Impact of Coverage Amount on Home Insurance Cost In Dekalb County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$978
$200,000	$2,938
$300,000	$3,718
$400,000	$4,700
$500,000	$6,016
$750,000 to $1000,000	$6,956
Above $1000,000	$8,225

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Dekalb County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Dekalb County, AL Average Home Insurance Cost	$965.76
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-258.24

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Top Homeowners Insurance Companies in Dekalb County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Allstate	$1,207
Farmers	$604

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Dekalb County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-126	840
One Claim	+48	1014
Two Claims	+135	1101

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