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Home Insurance Costs with Deductible Scenarios in Florence, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Florence, AL $126200 $759 $1,045
Tuscumbia, AL $107300 $622 $856
Littleville, AL $88500 $552 $759
Tri-Cities, AL $120300 $667 $918
Killen, AL $153000 $647 $890
Sheffield, AL $87700 $549 $755
Cloverdale, AL $115200 $650 $895
St. Florian, AL $173900 $972 $1,338
Underwood-Petersville, AL $106600 $738 $1,016
Colbert County, AL $108500 $717 $986

Impact of Coverage Amount on Home Insurance Cost In Florence, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $965
$200,000 $2,567
$300,000 $3,271
$400,000 $4,168
$500,000 $5,335
$750,000 to $1000,000 $6,169
Above $1000,000 $7,294


Florence, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Florence, AL Average Home Insurance Cost$1,057.41
State Average Home Insurance Cost$1,168
Difference Vs national Average-166.59

Top Homeowners Insurance Companies in Florence, AL

Insurance Provider Average Homeowners Insurance Cost($)
MetLife $1,605
Cincinnati Insurance $1,318
Allstate $1,207
Farmers $604

Florence, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -137 920
One Claim +85 1142
Two Claims +148 1205