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Home Insurance Costs with Deductible Scenarios in Franklin County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Franklin County, AL $87600 $627 $863
Franklin County, AL $87600 $627 $863
Hackleburg, AL $83600 $634 $872
Russellville, AL $97900 $589 $810
Vina, AL $75000 $591 $813
Littleville, AL $88500 $552 $759
Golden, MS $72500 $653 $898
Hodges, AL $70600 $568 $782
Phil Campbell, AL $69100 $470 $647
Iron City, TN $27200 $347 $477

Impact of Coverage Amount on Home Insurance Cost In Franklin County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $1,094
$200,000 $3,054
$300,000 $4,023
$400,000 $4,973
$500,000 $6,365
$750,000 to $1000,000 $7,360
Above $1000,000 $8,703


Franklin County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Franklin County, AL Average Home Insurance Cost$873.6
State Average Home Insurance Cost$1,168
Difference Vs national Average-350.4

Top Homeowners Insurance Companies in Franklin County, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Allstate $1,207
Farmers $604

Franklin County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -114 760
One Claim +70 943
Two Claims +122 996