Home Insurance Costs with Deductible Scenarios in Gadsden, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Gadsden, AL	$105900	$706	$971
Collinsville, AL	$84900	$537	$739
Ivalee, AL	$153900	$912	$1,255
Ragland, AL	$116500	$654	$900
Mountainboro, AL	$106600	$620	$853
Crossville, AL	$67800	$464	$639
New Union, AL	$85100	$641	$882
Gallant, AL	$123100	$805	$1,108
Bristow Cove, AL	$60400	$513	$705
Egypt, AL	$84400	$638	$877

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Impact of Coverage Amount on Home Insurance Cost In Gadsden, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$808
$200,000	$2,658
$300,000	$3,652
$400,000	$4,691
$500,000	$6,004
$750,000 to $1000,000	$6,943
Above $1000,000	$8,209

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Gadsden, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Gadsden, AL Average Home Insurance Cost	$983.04
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-240.96

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Top Homeowners Insurance Companies in Gadsden, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

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Gadsden, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-118	865
One Claim	+88	1072
Two Claims	+138	1121

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