Home Insurance Costs with Deductible Scenarios in Hoover, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Hoover, AL	$271600	$1071	$1,473
Concord-Rock Creek, AL	$158200	$658	$905
Brantleyville, AL	$35900	$365	$503
Highland Lakes, AL	$436900	$1569	$2,159
Dunnavant, AL	$125400	$813	$1,119
Brook Highland, AL	$343500	$723	$994
Minor, AL	$81300	$623	$857
Graysville-Adamsville, AL	$97800	$588	$809
Center Point, AL	$98200	$590	$812
Shelby County, AL	$199500	$935	$1,287

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Impact of Coverage Amount on Home Insurance Cost In Hoover, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$567
$200,000	$1,663
$300,000	$2,173
$400,000	$2,639
$500,000	$3,378
$750,000 to $1000,000	$3,906
Above $1000,000	$4,618

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Hoover, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Hoover, AL Average Home Insurance Cost	$1,491.3
State Average Home Insurance Cost	$1,168
Difference Vs national Average	267.3

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Top Homeowners Insurance Companies in Hoover, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

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Hoover, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-194	1297
One Claim	+89	1581
Two Claims	+209	1700

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