Home Insurance Costs with Deductible Scenarios in Huntsville, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Huntsville, AL	$164300	$878	$1,208
Harvest, AL	$150400	$901	$1,240
Moores Mill, AL	$159000	$660	$908
Owens Cross Roads, AL	$131000	$834	$1,148
Madison, AL	$239400	$1015	$1,396
New Market, AL	$163200	$669	$920
Madison County, AL	$173400	$874	$1,202
Huntsville, AL	$164300	$878	$1,208
Laceys Spring, AL	$120700	$566	$778
Madison Crossroads, AL	$114200	$647	$890

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Impact of Coverage Amount on Home Insurance Cost In Huntsville, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$804
$200,000	$2,103
$300,000	$2,859
$400,000	$3,645
$500,000	$4,666
$750,000 to $1000,000	$5,395
Above $1000,000	$6,379

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Huntsville, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Huntsville, AL Average Home Insurance Cost	$1,222.95
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-1.05

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Top Homeowners Insurance Companies in Huntsville, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

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Huntsville, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-159	1064
One Claim	+98	1321
Two Claims	+159	1382

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