Home Insurance Costs with Deductible Scenarios in Jefferson County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Jefferson County, AL	$149000	$834	$1,148
Morris, AL	$179000	$986	$1,357
Maytown-Sylvan Springs, AL	$129900	$830	$1,142
Edgewater, AL	$76900	$600	$826
Graysville-Adamsville, AL	$97800	$588	$809
Vestavia Hills, AL	$360800	$920	$1,266
Helena, AL	$186900	$716	$986
Irondale, AL	$130200	$591	$813
Indian Springs Village, AL	$335600	$1310	$1,803
Quinton-Wegra, AL	$69500	$562	$774

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Impact of Coverage Amount on Home Insurance Cost In Jefferson County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$718
$200,000	$2,251
$300,000	$2,994
$400,000	$3,859
$500,000	$4,940
$750,000 to $1000,000	$5,711
Above $1000,000	$6,753

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Jefferson County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Jefferson County, AL Average Home Insurance Cost	$1,161.57
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-62.43

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Top Homeowners Insurance Companies in Jefferson County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Allstate	$1,207
Farmers	$604

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Jefferson County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-139	1022
One Claim	+93	1254
Two Claims	+151	1313

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