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Home Insurance Costs with Deductible Scenarios in Lauderdale County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lauderdale County, AL $126800 $761 $1,047
St. Joseph, TN $76200 $550 $757
Colbert County, AL $108500 $717 $986
Leighton, AL $112400 $641 $881
Muscle Shoals, AL $139600 $615 $846
Littleville, AL $88500 $552 $759
Cloverdale, AL $115200 $650 $895
St. Florian, AL $173900 $972 $1,338
Lexington, AL $112600 $763 $1,050
Oakland, AL $136400 $854 $1,175

Impact of Coverage Amount on Home Insurance Cost In Lauderdale County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $978
$200,000 $2,345
$300,000 $3,186
$400,000 $4,200
$500,000 $5,376
$750,000 to $1000,000 $6,216
Above $1000,000 $7,350


Lauderdale County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lauderdale County, AL Average Home Insurance Cost$1,060.2
State Average Home Insurance Cost$1,168
Difference Vs national Average-163.8

Top Homeowners Insurance Companies in Lauderdale County, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Allstate $1,207
Farmers $604

Lauderdale County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -138 922
One Claim +64 1124
Two Claims +127 1187