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Home Insurance Costs with Deductible Scenarios in Lawrence County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lawrence County, AL $98700 $676 $930
Speake-Oakville, AL $87800 $654 $900
Town Creek-Courtland, AL $85200 $642 $883
Danville, AL $128200 $586 $806
Decatur, AL $124700 $754 $1,037
North Courtland, AL $63500 $530 $729
Morris Chapel, AL $94300 $575 $791
Town Creek, AL $78900 $610 $840
Hillsboro, AL $104500 $729 $1,004
Trinity, AL $157700 $924 $1,272

Impact of Coverage Amount on Home Insurance Cost In Lawrence County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $1,006
$200,000 $2,919
$300,000 $3,898
$400,000 $4,822
$500,000 $6,172
$750,000 to $1000,000 $7,137
Above $1000,000 $8,439


Lawrence County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lawrence County, AL Average Home Insurance Cost$941.76
State Average Home Insurance Cost$1,168
Difference Vs national Average-282.24

Top Homeowners Insurance Companies in Lawrence County, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
Cincinnati Insurance $1,318
Allstate $1,207
Farmers $604

Lawrence County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -132 810
One Claim +85 1027
Two Claims +113 1055