Home Insurance Costs with Deductible Scenarios in Lawrence County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lawrence County, AL	$98700	$676	$930
Speake-Oakville, AL	$87800	$654	$900
Town Creek-Courtland, AL	$85200	$642	$883
Danville, AL	$128200	$586	$806
Decatur, AL	$124700	$754	$1,037
North Courtland, AL	$63500	$530	$729
Morris Chapel, AL	$94300	$575	$791
Town Creek, AL	$78900	$610	$840
Hillsboro, AL	$104500	$729	$1,004
Trinity, AL	$157700	$924	$1,272

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Impact of Coverage Amount on Home Insurance Cost In Lawrence County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,006
$200,000	$2,919
$300,000	$3,898
$400,000	$4,822
$500,000	$6,172
$750,000 to $1000,000	$7,137
Above $1000,000	$8,439

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Lawrence County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lawrence County, AL Average Home Insurance Cost	$941.76
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-282.24

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Top Homeowners Insurance Companies in Lawrence County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

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Lawrence County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-132	810
One Claim	+85	1027
Two Claims	+113	1055

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