Home Insurance Costs with Deductible Scenarios in Madison, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Madison, AL	$239400	$1015	$1,396
Somerville, AL	$154900	$651	$896
Elkmont, AL	$130100	$831	$1,143
Triana, AL	$220000	$695	$957
Morgan County, AL	$128200	$767	$1,055
Hartselle, AL	$143800	$625	$860
Gurley, AL	$278200	$685	$943
Moores Mill, AL	$159000	$660	$908
Ardmore, AL	$109600	$751	$1,033
Owens Cross Roads, AL	$131000	$834	$1,148

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Impact of Coverage Amount on Home Insurance Cost In Madison, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$607
$200,000	$1,725
$300,000	$2,313
$400,000	$2,868
$500,000	$3,671
$750,000 to $1000,000	$4,245
Above $1000,000	$5,019

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Madison, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Madison, AL Average Home Insurance Cost	$1,413
State Average Home Insurance Cost	$1,168
Difference Vs national Average	189

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Top Homeowners Insurance Companies in Madison, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207

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Madison, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-184	1229
One Claim	+127	1540
Two Claims	+170	1583

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