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Home Insurance Costs with Deductible Scenarios in Madison County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Madison County, AL $173400 $874 $1,202
Gurley, AL $278200 $685 $943
Triana, AL $220000 $695 $957
Paint Rock, AL $93800 $682 $939
Madison Crossroads, AL $114200 $647 $890
Laceys Spring, AL $120700 $566 $778
Meridianville, AL $170100 $684 $941
Princeton, AL $82200 $627 $863
Harvest, AL $150400 $901 $1,240
Madison, AL $239400 $1015 $1,396

Impact of Coverage Amount on Home Insurance Cost In Madison County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $758
$200,000 $2,224
$300,000 $2,843
$400,000 $3,379
$500,000 $4,325
$750,000 to $1000,000 $5,001
Above $1000,000 $5,913


Madison County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Madison County, AL Average Home Insurance Cost$1,216.8
State Average Home Insurance Cost$1,168
Difference Vs national Average-7.2

Top Homeowners Insurance Companies in Madison County, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Cincinnati Insurance $1,318
Allstate $1,207

Madison County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -146 1071
One Claim +97 1314
Two Claims +146 1363