Home Insurance Costs with Deductible Scenarios in Morgan County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Morgan County, AL	$128200	$767	$1,055
Falkville, AL	$98000	$589	$810
Somerville, AL	$154900	$651	$896
Eva, AL	$102200	$604	$832
Speake-Oakville, AL	$87800	$654	$900
West Point, AL	$88100	$656	$902
Morgan County, AL	$128200	$767	$1,055
Madison, AL	$239400	$1015	$1,396
Decatur, AL	$124700	$754	$1,037
Danville, AL	$128200	$586	$806

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Impact of Coverage Amount on Home Insurance Cost In Morgan County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$903
$200,000	$2,556
$300,000	$3,448
$400,000	$4,055
$500,000	$5,190
$750,000 to $1000,000	$6,001
Above $1000,000	$7,096

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Morgan County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Morgan County, AL Average Home Insurance Cost	$1,067.64
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-156.36

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Top Homeowners Insurance Companies in Morgan County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

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Morgan County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-149	918
One Claim	+96	1164
Two Claims	+149	1217

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