Home Insurance Costs with Deductible Scenarios in St. Clair County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Clair County, AL	$142800	$815	$1,121
Riverside, AL	$159900	$931	$1,280
Rainbow City, AL	$150200	$640	$881
Highland Lake, AL	$211500	$1067	$1,468
Ashville, AL	$96300	$583	$802
Oneonta, AL	$139800	$616	$847
Springville, AL	$150600	$641	$882
Allgood, AL	$94500	$685	$943
Trussville, AL	$235700	$701	$964
Lincoln, AL	$99800	$595	$819

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Impact of Coverage Amount on Home Insurance Cost In St. Clair County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$927
$200,000	$2,325
$300,000	$3,263
$400,000	$3,955
$500,000	$5,062
$750,000 to $1000,000	$5,853
Above $1000,000	$6,921

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St. Clair County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Clair County, AL Average Home Insurance Cost	$1,134.6
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-89.4

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Top Homeowners Insurance Companies in St. Clair County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207

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St. Clair County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-136	998
One Claim	+102	1237
Two Claims	+159	1293

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