Home Insurance Costs with Deductible Scenarios in Tuscaloosa, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Tuscaloosa, AL	$169400	$863	$1,188
Windham Springs, AL	$195900	$1030	$1,417
Fosters, AL	$128500	$825	$1,135
Moundville, AL	$112500	$763	$1,050
Northport, AL	$165400	$673	$927
Tuscaloosa, AL	$169400	$863	$1,188
Tuscaloosa County, AL	$161700	$871	$1,198
Coaling-Vance, AL	$135100	$604	$831
Coker, AL	$142300	$874	$1,202
Big Sandy-Duncanville, AL	$151100	$642	$884

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Impact of Coverage Amount on Home Insurance Cost In Tuscaloosa, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$819
$200,000	$2,249
$300,000	$2,938
$400,000	$3,478
$500,000	$4,452
$750,000 to $1000,000	$5,147
Above $1000,000	$6,087

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Tuscaloosa, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Tuscaloosa, AL Average Home Insurance Cost	$1,202.4
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-21.6

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Top Homeowners Insurance Companies in Tuscaloosa, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Allstate	$1,207
Farmers	$604

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Tuscaloosa, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-144	1058
One Claim	+84	1287
Two Claims	+144	1347

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