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Home Insurance Costs with Deductible Scenarios in Tuscaloosa, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Tuscaloosa, AL $169400 $863 $1,188
Windham Springs, AL $195900 $1030 $1,417
Fosters, AL $128500 $825 $1,135
Moundville, AL $112500 $763 $1,050
Northport, AL $165400 $673 $927
Tuscaloosa, AL $169400 $863 $1,188
Tuscaloosa County, AL $161700 $871 $1,198
Coaling-Vance, AL $135100 $604 $831
Coker, AL $142300 $874 $1,202
Big Sandy-Duncanville, AL $151100 $642 $884

Impact of Coverage Amount on Home Insurance Cost In Tuscaloosa, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $819
$200,000 $2,249
$300,000 $2,938
$400,000 $3,478
$500,000 $4,452
$750,000 to $1000,000 $5,147
Above $1000,000 $6,087


Tuscaloosa, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Tuscaloosa, AL Average Home Insurance Cost$1,202.4
State Average Home Insurance Cost$1,168
Difference Vs national Average-21.6

Top Homeowners Insurance Companies in Tuscaloosa, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Allstate $1,207
Farmers $604

Tuscaloosa, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -144 1058
One Claim +84 1287
Two Claims +144 1347