Home Insurance Costs with Deductible Scenarios in Tuscaloosa County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Tuscaloosa County, AL	$161700	$871	$1,198
Tuscaloosa County, AL	$161700	$871	$1,198
Coaling-Vance, AL	$135100	$604	$831
Elrod-Moores Bridge-Echola, AL	$125000	$812	$1,117
Coker, AL	$142300	$874	$1,202
Vance, AL	$135000	$849	$1,168
Holt, AL	$66300	$545	$750
Windham Springs, AL	$195900	$1030	$1,417
Samantha, AL	$142900	$876	$1,205
Coaling, AL	$149600	$898	$1,236

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Impact of Coverage Amount on Home Insurance Cost In Tuscaloosa County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$782
$200,000	$2,358
$300,000	$3,011
$400,000	$3,774
$500,000	$4,831
$750,000 to $1000,000	$5,586
Above $1000,000	$6,605

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Tuscaloosa County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Tuscaloosa County, AL Average Home Insurance Cost	$1,212.72
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-11.28

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Top Homeowners Insurance Companies in Tuscaloosa County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Cincinnati Insurance	$1,318
Farmers	$604

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Tuscaloosa County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-158	1055
One Claim	+61	1273
Two Claims	+170	1383

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