Home Insurance Costs with Deductible Scenarios in Vestavia Hills, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Vestavia Hills, AL	$360800	$920	$1,266
Edgewater, AL	$76900	$600	$826
Trussville, AL	$235700	$701	$964
Graysville, AL	$82400	$628	$865
Lipscomb, AL	$52900	$470	$646
Brantleyville, AL	$35900	$365	$503
Homewood, AL	$319300	$697	$959
Clay, AL	$170200	$684	$941
Mountain Brook, AL	$578100	$614	$845
Alabaster-Helena, AL	$199800	$1040	$1,431

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Impact of Coverage Amount on Home Insurance Cost In Vestavia Hills, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$285
$200,000	$1,124
$300,000	$1,413
$400,000	$1,790
$500,000	$2,291
$750,000 to $1000,000	$2,649
Above $1000,000	$3,133

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Vestavia Hills, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Vestavia Hills, AL Average Home Insurance Cost	$1,281.15
State Average Home Insurance Cost	$1,168
Difference Vs national Average	57.15

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Top Homeowners Insurance Companies in Vestavia Hills, AL

Insurance Provider	Average Homeowners Insurance Cost($)
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

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Vestavia Hills, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-154	1127
One Claim	+115	1396
Two Claims	+154	1435

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